Send Money to Zimbabwe
Compare fees and exchange rates across the major services. See exactly how much ZiG your recipient gets.
| Service | Fee | Rate (ZiG/USD) | Recipient gets | Time | Send from | |
|---|---|---|---|---|---|---|
|
RM
Remitly
Best value
|
$3.99 | 27.00 | 2,592 ZiG | Minutes | US · UK · CA | Send now |
|
MM
Mama Money
|
$2.99 | 26.70 | 2,590 ZiG | Minutes | SA | Send now |
|
MK
Mukuru
|
$3.50 | 26.80 | 2,586 ZiG | Minutes | SA · UK · US · AU | Send now |
|
WR
WorldRemit
|
$4.99 | 27.10 | 2,575 ZiG | Minutes | UK · US · EU · AU | Send now |
|
MG
MoneyGram
|
$5.49 | 26.90 | 2,542 ZiG | Minutes | Worldwide | Send now |
|
WU
Western Union
|
$5.99 | 26.50 | 2,491 ZiG | Minutes | Worldwide | Send now |
Rates and fees are indicative and updated periodically. Always confirm the final amount on the provider's site before sending. Live USD/ZiG rates: zimrate.com
About these services
Africa-focused remittance service. Strong network in Zimbabwe with cash pickup and mobile money options. Popular for transfers from South Africa, UK, and Australia.
Digital-first service covering 130+ countries. Good rates from UK and Europe. Supports mobile money, bank transfer and cash pickup in Zimbabwe.
US and UK focused. Competitive exchange rates with low fees on standard transfers. Express transfers available for a higher fee.
Global network with extensive cash pickup locations. Available from virtually every country. Fees higher than digital-first alternatives.
The largest remittance network in the world. Widest reach for cash pickup. Fees tend to be higher — best for senders in countries not served by other providers.
South Africa focused with very competitive fees. Ideal for the large Zimbabwean diaspora in South Africa. Fast transfers, low minimums.
Frequently asked questions
What is the cheapest way to send money to Zimbabwe?
The cheapest option depends on where you're sending from and how much you're sending. Services with the lowest combined fee and best exchange rate give your recipient the most ZiG. Mama Money and Mukuru are typically strong for transfers from South Africa, while Remitly is competitive from the US and UK. Always compare the total your recipient receives, not just the fee.
How long does it take to send money to Zimbabwe?
Most major services — Mukuru, WorldRemit, Remitly — offer near-instant or same-day transfers to Zimbabwe. Mobile money delivery is usually fastest. Bank transfers can take 1–2 business days.
Can I send USD directly to Zimbabwe?
Yes. Most services allow you to send USD which is converted to ZiG at their exchange rate. Some services also support direct USD cash pickup, which is popular for recipients who prefer to hold dollars.
What exchange rate do remittance services use?
Remittance services set their own rates, based on the official USD/ZiG rate but with a built-in margin. This margin is how they make money even on low-fee transfers. The official rate is set by the Reserve Bank of Zimbabwe — you can track it live on ZimRate.
Is it safe to send money to Zimbabwe online?
All services listed here are licensed, regulated money transfer operators. Look for FCA (UK), FinCEN (US), or SARB (South Africa) licensing. Never send money via informal channels or unregulated apps.